
Liability Insurance for Hotels
There are a handful of liability risks unique to the hospitality industry. Hotel insurance packages liability coverages for these risks, as well as risks faced by all business owners.
Hotel insurance liability coverages can include:
Hotel insurance liability coverages can include:
- General liability coverage: protects against general accidents, slips and falls, etc.
- Pollution liability coverage: if guests become ill from mold or airborne contaminants
- Cyber liability coverage: recover from a data breach if private guest information is compromised
- Employment practices liability coverage: protects against employment-related lawsuits
- Commercial auto insurance: for hotels offering shuttle services
- Liquor liability coverage: if you serve alcohol in the hotel bar or restaurant
- And more